If you've been in a car accident recently, you'll want to do everything in your power to protect your claim. You may think that all you need to do is contact the insurance company of the person who was at-fault. While that is an important step, it's not the only step you'll need to take after an accident. The fact is that some of the things you might fail to do may end up causing you serious problems when it comes time to negotiate a settlement.
Many property owners believe that they shouldn't compensate trespassers who get injured on their properties. In practice, however, it's possible for property owners to be held liable when their negligence injures trespassers. Here are three situations in which this may happen.
The Injury Was Intentional
If you can prove that the homeowner intentionally hurt your kid, you can hold them liable for your kid's injuries. This is true even if the homeowner claims that they were defending their property.
One out of every four car accidents in the U.S. involves someone texting and driving, and texting while driving is considered six times more likely to cause an accident than driving drunk. While statistical information about FaceTime, an app that lets people communicate visually on their cell phones, isn't available, the odds are very good that it has similar issues.
Is it the driver's lack of self-control that's to blame for a resulting car accident and someone's injuries if they use a cell phone for text, calls, or a visual chat with a friend?
When you present a car-accident claim, expect the insurance adjuster to do everything in their power to negotiate down your damages. For example, the adjuster may put forth these three arguments to reduce the medical portion of your damages.
You Got Too Much Medical Care
This argument is meant to reduce your medical damages by trimming away the costs of your treatment that the adjuster deems unnecessary. For example, they may argue that out of the 20 visits you made to the physiotherapist, only a half of them were necessary.
Getting hurt at work is never a great time, but it can be a big headache if you're not quite an employee of the company. Here are some questions to ask yourself to figure out where you stand with a work injury as a contractor.
Does their Insurance Policy Cover You?
If you are a contractor, then the company likely didn't purchase any workers compensation insurance for you. If that is the case, ask your boss what they would like you to do.