You Are Entitled To Workers' Comp Even When Your Workplace Has A Health And Wellness Program
Your employer should do everything possible to provide you with a safe workplace. However, even if you are injured and believe that your employer was negligent and caused your injuries, workers' compensation is a no-fault system, and you have every right to compensation through an insurance program.
Health and Wellness Programs and Workers' Compensation Claim
Employers should implement wellness programs in the workplace. Doing so will not only lead to natural savings and an increase in productivity as workers will be healthier, but it can also reduce your employer's workers' compensation insurance rates. However, even if your employer puts these measures in place, you are still entitled to compensation for your workplace injuries when they occur.
Why You Are Still Entitled to Compensation
A workers' compensation insurance policy is considered a no-fault system. Therefore, you will be entitled to compensation for any injuries you can prove occurred at work. The first step is to file a workers' compensation claim. Then, the insurance provider will process the claim and determine if you qualify for benefits. You will want to focus on your recovery and follow your doctor's instructions.
How to Protect Your Claim
A workers' compensation insurance provider has the incentive to deny your claim to protect their bottom line. If you are concerned that you will not receive benefits, speak with a workers' compensation attorney as soon as possible.
When meeting with a workers' compensation attorney, the first thing you'll discuss during your free consultation is whether your injuries are severe enough to make it worthwhile to file a claim. Then, they will discuss with you potential objections to your claim.
Why Your Claim Might Be Denied
The insurance provider might deny that your accident occurred at work. These denials often occur with workers' compensation claims involving conditions such as back pain because the insurance provider might allege that you could develop this health problem anywhere.
If the insurance provider argues that you were not injured at work, you must gather evidence to prove that you were injured and that a work-related activity caused the injury.
What to Do When the Insurance Provider Refuses to Pay for a Treatment
Even if the insurance provider acknowledges that your injuries happened at work, they might refuse to pay for specific treatments because they believe they are unnecessary. You might need help from an attorney to fight for every diagnostic test or treatment you receive.
You Are Entitled to Compensation Even with a Pre-Existing Condition
One particular issue is when you have a pre-existing condition. However, even if you have a pre-existing condition, this doesn't mean that you haven't also developed a new condition due to an injury at work. With the help of your workers' compensation attorney, you can gather together the evidence necessary to prove your claim.
For more info, contact a local workers' compensation lawyer.